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SERVING GARFIELD, NJ
Garfield Two-Family Roofing, Chimney, Siding and Masonry
Garfield grew up a mill city, textile plants and the Fritzsche Brothers chemical works, and it built for two families to a lot. Most roofs here cover an owner and a tenant at once, which changes how a job is scheduled and how it gets priced. We roof, reline, re-side and repoint from the riverfront flats up to Bogart Heights, and every estimate arrives with photographs and a written scope.

What Garfield Two-Family Owners Ask Us First
At 47.8 percent, two-family is the largest slice of Garfield’s housing. Shared party walls, common stacks, more than one flue. We survey the whole assembly.
The city climbs from 10 feet to 160 feet across two square miles. A Bogart Heights roof and a riverfront roof are not the same quote.
Garfield licenses roofing and siding contractors as a named class, renewed every year and not transferable. Ask any contractor on your roof to show you theirs.
Most jobs here are a landlord’s decision with two sets of tenants underneath. We agree the noisy days, the dumpster and the parking before we start.
Licensed NJ HIC #13VH13359900, insured, 25-plus years in Bergen County. Free inspection with photographs, whether or not you end up hiring us.
The City Built Two Families to a Lot
Only about a fifth of Garfield’s housing is detached single-family. That is the opposite of most Bergen County suburbs.
The median build year is 1954, and close to 30 percent of the stock predates 1940, the highest share of any town we cover.
So most of the two-family roofs we strip and rebuild here are second or third coverings, and on a good share of them the framing predates the war.
Pricing a stacked two-family like a suburban ranch is how homeowners here get a number that does not survive the tear-off.
Owning the Roof Over a Tenant
A two-family roof is usually bigger and more complicated than it looks from the sidewalk, and the complications are structural rather than cosmetic.
Start with the rear addition. A low-slope extension bolted onto a pitched main roof is two different systems meeting at one transition, and that transition leaks first.
Then the stack. One chimney often carries flues from both units, so a relining decision made for the downstairs tenant lands on the upstairs one too.
Side-yard access on these lots is narrow enough to decide how material gets to the roof and where the tear-off lands before anyone quotes a price.
Party walls matter as well. Where two houses share a wall, the flashing at that junction belongs to both of you and gets neglected by both.
The person paying is often living in one unit and renting the other, so the estimate has to answer to a household budget and a rent roll at once.
From the Flats to Bogart Heights
The city names its own sections: Bogart Heights, Belmont, Plauderville and Robertsford. Gilbert Bogart began building on the Heights in 1873, and the name is literal. The ground genuinely climbs.
The place was East Passaic until 1881. Textile mills and the Fritzsche Brothers chemical works, going back to 1873, are why the housing here is packed as tight as it is.
Two roofs in this city, a few streets apart, can take completely different weather. Wind along the top, water at the bottom, same two square miles.
Whichever section you are in, the number comes from what we find on the deck and at the stack, not from what shows from the ground.
Two Rivers Meet Below the Dundee Dam
Garfield sits at the junction of the Passaic and the Saddle, immediately downstream of the Dundee Dam. Water is the organizing fact of the place.
That does not mean every house has a river problem. It means the city has a top and a bottom, and they fail in different ways.
Down on the flats the concern is drainage: standing water, saturated grade, and roof water discharged three feet from a foundation wall that is already wet.
Up on the ridge the concern is wind. Exposed rakes, lifted ridge caps, and shingles that were fastened well enough for a sheltered street.
We will not quote a riverfront two-family and a ridge two-family off the same sheet, because the details that fail are not the same details.
What We Check Before We Price the Roof
On a two-family the roof area feeding each downspout is larger than the gutter was ever sized for, and most of these gutters are original.
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Gutter capacity against the roof area actually feeding each run
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Where every leader discharges, and how far from the foundation wall
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The grade and splash zone under each downspout after hard rain
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Every roof-to-wall junction, including the party wall between two houses
So we size the gutters and leaders on a two-family roof before we talk about the covering. A new roof over an undersized leader just delivers the same water faster.
Ground tells the truth. If the soil at a corner is scoured out, something above it has been overflowing every storm for years.
Reroofing a House With Two Households In It
On these mill-era two-families a repair holds up more often than owners assume. Cracked tabs, a lifted ridge cap, one perished boot around a vent pipe.
It stops being right when the deck is soft underfoot, when granule loss is general rather than local, or when you are patching the same valley twice.
Under N.J.A.C. 5:23-2.7, replacing the existing roof covering on a detached one- or two-family home is ordinary maintenance and needs no construction permit. Sheathing and structural work are not.
We tell you which side of that line your job falls on, and we show you the photograph that decided it.
Storms, Tarps and Two Sets of Tenants
Storm calls get triaged, not queued. Water coming through a tenant’s ceiling tonight is a different phone call than a missing ridge cap.
The first job is stopping the ingress. A tarp run over the ridge and fastened on both slopes buys the time to do the repair properly.
The second is documentation. We photograph the damage before we cover it, because a tarp hides exactly what an adjuster needs to see.
Being based in Bergen County is the point of calling somebody local after a storm. We are not driving in from two counties away.
Wind damage is rarely where the stain is. On an exposed roof we look at the windward slope, the rakes and the ridge first.
Down to the Deck, and What Is Under It
Tear-off day is the first time anyone sees the deck on a house of this vintage. Soft boards, layered patches and rotted nailers become facts instead of assumptions.
Replacing sheathing is structural work and sits outside the ordinary maintenance exemption. We settle that difference before the tear-off, not halfway through it.
Underlayment is where a wet-ground roof is won. Ice and water membrane at the eaves, through the valleys and around every penetration, then synthetic across the field.
Venting is the detail that quietly disappears from most bids. A roof that cannot breathe cooks its shingles from underneath and sweats onto the insulation all winter.
Where a low-slope rear addition meets the pitched main roof, the two systems need a proper transition rather than shingles run flat and hoped over.
A Stack That Has Been Damp for Years
By the time a chimney shows a stain on a ceiling below, the masonry has usually been taking water for several seasons.
Brick absorbs. A saturated stack freezes, pops the face off the brick, and opens the joints wider for the next storm to use.
Plenty of the stack work we take on in Garfield arrived as a roof leak and ended at the crown, the counterflashing or a flue with no liner in it.
A cracked crown is the cheapest item on that list to fix and the most expensive one to ignore for another winter.
Relining a Flue That Serves Both Units
Repointing buys years when the brick itself is sound. Cut the failed joints out to depth, repack them, and match the mortar to what is there.
When the faces have already spalled off, repointing is cosmetic. A rebuild from the roofline up is the honest answer, and we will say so.
Relining matters most on a shared stack. An unlined or cracked flue serving two heating appliances is a combustion problem before it is ever a water problem.
Liquid-applied chimney lining is ordinary maintenance under the state rule. Repointing is not named either way, which is a question for the building department.
Following the Water Back to the Hole
Leak tracing is the part of this trade done badly most often. Water runs along a rafter and shows up in a room nowhere near the entry.
So we start at the stain and work uphill, checking every penetration above it before anybody proposes replacing a whole slope.
On a two-family the stain is often in the downstairs unit and the fault is two floors above it, on somebody else’s ceiling.
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Step and counterflashing where the roof meets a chimney or wall
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Perished rubber boots at plumbing vents, split and hardened with age
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Valley metal corroded through, or lapped the wrong way from the start
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The transition where a low-slope addition meets the pitched main roof
Once we find it we tell you what it is, not what it might be. Guesswork gets billed twice.
On a stacked two-family the hole is nearly always at a junction, the stack, a wall, the rear addition, and hardly ever out in a sound field of shingles.
Walls That Take the Rain Sideways
A roof deals with the rain that lands on top of it. Rain driven sideways at a wall belongs to the siding, and the two fail in completely different places.
Wind-driven water finds the gaps: an unsealed butt joint, a missing J-channel, the head of a window where somebody skipped the flashing.
On a narrow lot the gap between two houses funnels wind, and the wall you never look at takes more weather than the front elevation.
Behind the Siding on a Mill-Era Two-Family
Cladding sheds water, it does not seal a wall. Whatever gets past it has to reach a drainage plane and be shown a way back out.
On houses of this age the housewrap is often missing, torn, or lapped backwards at the window heads. We open a section before we quote.
Like-for-like siding replacement is ordinary maintenance too, with one exception the state names outright: polypropylene siding is not exempt, and that matters before you choose a product.
A partial repair makes sense when damage is local and the material still matches. Once a whole elevation has gone chalky and brittle, patching only spends the money twice.
Where an older wall already carries a second skin fitted over the original, what is behind it stays an unknown until somebody cuts in.
Steps, Stoops and Where the Downspout Lands
Front steps fail from the back. Water works in behind the tread, turns to ice, and levers the whole stoop off the house a little more every winter.
Look at where the downspout discharges before you blame the steps. On these lots the two are usually within a few feet of each other.
Our masonry work covers repointing, step and stoop rebuilds, walkways and retaining walls, and most of it starts as a drainage conversation.
A retaining wall with blocked weep holes is a dam. Saturated soil behind it does not drain, it pushes, and eventually the wall leans.
On sloping ground the wall is holding back more than dirt. It is holding back everything the roof and the driveway send downhill.
Hard modern mortar on soft old brick spalls the brick instead of the joint, which is the wrong thing to sacrifice on a pre-war house.
Garfield Licenses Roofers by Name
The city licenses builders and contractors, and roofing and siding contractors are one of seven named classes. It runs a hundred dollars a year and cannot be transferred.
The penalties have teeth: fines to two thousand dollars, up to ninety days imprisonment, and up to ninety days of community service. Anyone on your roof should hold a current one.
On a one or two-family job the city also holds a three thousand dollar surety until the permit expires, plus thirty days. Truss-built houses get a reflective twelve by six inch triangle marked F, R or F/R.
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Ask to see the contractor’s current City of Garfield licence, not last year’s
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Check it is in that contractor’s own name, because it cannot be transferred
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Ask whether the scope stops at the covering or opens the sheathing
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The truss emblem goes left of the main entrance, four to six feet above grade
Licensed, Insured, and Already on These Streets
The state registration on our paperwork reads HIC #13VH13359900, and the city licence sits alongside it. Ask us for both, then ask the next contractor for theirs.
Twenty-five years of this work in Bergen County means very little on a roof in this city surprises us anymore.
Insurance matters more than most people check. Ask for the certificate, and confirm it covers this work and the people actually doing it.
Walking away from work beats talking somebody into it. If a repair holds for three more seasons, that is what the estimate will say.
One outfit covers the roof, the stack, the walls and the brick, which counts for something when the leak turns out to be a shared flue rather than the shingles.
None of that is a reason to hire us on its own. It is the baseline you should expect from anyone you let up a ladder.
Free Estimates, and Paying for It Over Time
The estimate costs nothing and commits you to nothing. What you receive is a scope in writing, a number, and the photographs behind both.
Financing is available when the number is bigger than the month allows, which on a full two-family reroof and stack rebuild it often is.
We will price the phased version where phasing is honest, the leaking slope now and the sound one next year, and say plainly when it is not.
Call when there is a stain on a ceiling, a gutter that overflows every storm, or a step that has moved. All three are the same conversation.
The Rest of the Two-Family Belt
This is not the only city built on two-family stock. Lodi runs the same pattern to the north, Elmwood Park to the west with its defense-era rows, and Hackensack at a larger scale again. Fair Lawn sits across the river with an entirely different housing story.
Frequently Asked Questions
I own a two-family. Is the roof job different?
Usually bigger and more involved than it looks from the street. These houses often carry a low-slope rear addition on a pitched main roof, and one stack with flues from both units. We survey the whole assembly and price it as one job.
Does Garfield require a contractor licence?
Yes. Roofing and siding contractors are one of seven licensed classes in the city, at a hundred dollars a year and non-transferable, with penalties reaching two thousand dollars and ninety days. Ask any contractor to produce a current one before work starts.
Do I need a permit to replace my roof covering?
Not under N.J.A.C. 5:23-2.7. On a detached one- or two-family home, replacing the existing roof covering is ordinary maintenance and needs no construction permit. Replacing sheathing is structural and does. Where a permit is pulled here, the city also holds a three thousand dollar surety.
A branch is over my roof. Do I need a permit to remove the tree?
Often not. Garfield exempts trees removed to maintain an existing structure, and where a permit does apply the residential fee is five dollars per tree, capped at a hundred dollars per lot. That is the lowest tree fee of any town we work in.
What Garfield Homeowners and Landlords Ask Before Work Starts
The questions here split two ways: what am I allowed to do on this house, and what is it going to cost me with tenants in it.
The permission question has a clearer answer in Garfield than in most places. The city licenses the trade, and the state rule tells you when a permit is needed.
There is no historic district in Garfield. Searches turn up listings in Arizona and New York, not here, so no preservation body reviews your shingle choice.
Cost depends on what is under the covering and what the stack is doing, which is why we get up there before we give you a number.
If your question is not below, call and ask it. We answer roof questions for people who go on to hire somebody else.
Get a Free Garfield Roof Estimate, With Photographs
Tell us what you are seeing, a stain in the downstairs unit, a gutter that overflows, a step that has moved, and book a free inspection . We get on the roof, photograph it, and put the scope in writing.
On a two-family we survey both units and the shared stack before anybody puts a price on paper.
